Homeownership vs. Renting Apartment: Weighing Pros & Cons

12/09/2017 Author: Payleaf Team

Many savvy millennials are transitioning from renting an apartment to owning a home.  Are you looking for a quick checklist to see if you’re ready for homeownership?  Here is an overview of the pros and cons of renting an apartment versus owning a home.

renting apartment vs homeownership

Renting

We asked millennials who are currently renting about the pros and cons of their living situation.  We also asked apartment managers who rent to millennials about the challenges and benefits of apartment living.  Both groups shared their insights with us.  Here are some of the key points they told us.

Pros

You sign a lease for a short duration of time, anywhere from 6 months to 1 year, sometimes 2 years, which means that afterwards, you have the freedom go somewhere else. Finances are less likely to tie you down.

You are not responsible for the costly repairs to things such as roofs, water heaters, etc.

The government does not require you to pay property tax.

You may not have to pay for certain utilities, depending on your lease arrangement.

Often you are not responsible for lawn care. No yard work!  This article suggests that for millennials, who have busy schedules, the prospect of not having to take care of a lawn is a major plus.

Cons

If you sublet during your lease, you are responsible for any damage that the person subletting creates.

Your rent payments do not gain you equity. Your rent money just disappears, and you gain nothing in return.

You do not always get to choose your neighbors. People come and go.

You will have people living above, below and to either side of you.

There may be people you don’t know passed out, sleeping in the common areas of your apartment.  There are a myriad of stories about this curious phenomenon, from homeless people sleeping in hallways, to your drunk neighbor mistaking your door for his, and falling asleep leaning against your door after trying to fit his keys in your lock.  In the latter example, renters have been on the outside and inside when this has happened.  Both situations are equally startling.

You have the option to buy renter’s insurance.  You could lose all of your stuff, including beloved pets, if someone else carelessly forgets to turn their space heater off before they leave the building.  Additionally, you cannot control whether or not a property has a security system, and if it does, how it is used.

 

the pride of homeownership

Homeownership

We also asked millennials who own their first home, as well as those who have sold their first home and purchased their second, about the challenges and advantages to homeownership.  Additionally, we talked with baby boomers who have decades of experience in home ownership to weigh in and give us the pros and cons.  Here is a list of what they told us.

Pros

The value of your house increases over time, so if you are in the same house for decades, you can sell your house for more than the purchase price, thus making a profit on the sale.

Homes are more family friendly if you plan to have little ones running about.

You may have as many animals as you could possibly want, provided you take care of them.

The pride of ownership. Unquantifiable, but important! You own your own castle.   

Saw holes in your roof, hang weird artifacts from strange places, put graffiti on the walls, or decorate just like your mother did.  It’s your stuff so who can stop you?

You can make as much noise as you like, provided your neighbors across the street do not care. You could finally start that garage band you’ve always dreamed about!

Cons

If something breaks, you must be ready to put out the cash, or fix it yourself.

There may be an HOA, or home-owners association, to which you may be required to pay yearly fees for general maintenance, security or repairs in common areas.  Additionally, your presence at HOA meetings may be required for voting purposes.   

You will need homeowners insurance to cover replacement of belongings and large repairs after a disaster, such as a new roof after a hail storm.  Or new flooring after a major plumbing catastrophe.

If you do not have enough cash to purchase the house in full, you need to take out a mortgage loan and you will need to cover your mortgage payments with insurance.  Because you are taking out a mortgage loan, you will need PMI, or private mortgage insurance.  PMI is required if you pay less than 20% of the total price of the home in the downpayment.  In addition to monthly mortgage payments, there will be a required monthly PMI fee.

Payleaf get started with homeownership

Conclusion

In summary, your decision to own a home after renting an apartment should take into account both the pros and the cons of each.  If you are planning to own a home, you may want to consider some of the online tools available to you.  One of these tools is Payleaf, which provides a highly accurate homeownership cost calculator, as well as an online budget tracking tool.  Go to Payleaf.com to find out how much purchasing and maintaining your home will cost per month and learn how Payleaf can help track your savings over time as you approach your savings goal for your downpayment.  

 

nike hyperrev 2017 draymond green nation February 16, 2016

nike blazer basse moutarde,nike roshe run varsity red,womens air jordan retro 5 blue black,nike air force 1 black orange,hommes asics gel quantum 360 gris bleu,air max 90 hyperfuse neon yellow,nike dunk sky hi sneakerboot wedge,nike roshe one print premium nike hyperrev 2017 draymond green nation

canada goose mens yorkville parka coats February 16, 2016

wholesale oakley crankcase polished white jade iridiumair max 90 alle wei脽 dam盲nneradidas porsche design v bl氓 brunwmns nike free balanza grey blue canada goose mens yorkville parka coats

nike air max 90 limited edition February 16, 2016

nike air presto black spring 2014,womens nike blazer mid leather trainers,nike air max 2010 grey blue,nike free express running,nike zoom pegasus 33 white grey,nike zoom pegasus 31 blue lagoon,nike free trainer 5.0 penn state,nike dunk iron maiden nike air max 90 limited edition

nike internationalist jcrd gituttio rosa February 16, 2016

nike air max 90 vt negro grisadidas porsche design s3 amazonadidas neo label dset mair jordan 6 cigar for salg nike internationalist jcrd gituttio rosa

cheap moncler womens coats neiman marcus February 16, 2016

nike air force 1 black white wolf greynike dunk ni帽os zapatos rosado verdefemmes nike air max 2015 reflective fonctionnement chaussuresnike zoom tutti out low femminile in esecuzione scarpa zone cheap moncler womens coats neiman marcus

nike free rn distance reddit February 16, 2016

air jordan 28 andre ward,nike air force 1 rojo gum,nike air lunar pegasus,air max 90 yeezy,nike free trainer barcelona,nike air max motion pink nike free rn distance reddit

coach tote bags sale thailand February 16, 2016

michael kors medium weston pebbled shoulder bag quicklymichael kors bedford tote ballet westmichael kors lg satchel cynthia vanilla yogurtmichael kors fulton crossbody medium well coach tote bags sale thailand

lebron 12 akron birch February 16, 2016

moncler mens coats nordstrom yarn for salemoncler womens jackets cheap india for salecheap moncler womens jacket with fur hood jacketmoncler jacket zara kid for sale lebron 12 akron birch

yellow north face denali jacket infant February 16, 2016

canada goose kensington coat for sale wisconsincanada goose elrose fur trimmed hooded parka overcoatcanada goose womens kensington parka graphite jrcanada goose constable fusion fit nyc yellow north face denali jacket infant

flyknit roshe run crimson anthracite grey February 16, 2016

nike roshe 1 womens greysalomon xt hawk white greenair jordan 4 retro infrared zaletyair max thea flyknit womens us flyknit roshe run crimson anthracite grey

22 otto porter jersey ave February 16, 2016

coach hobo handbags on salecoach legacy pinnacle lowell in signature large coffee satccoach bleecker sling bag workoutcoach chelsea signature bags sale 22 otto porter jersey ave

moncler jackets nyc office for sale February 16, 2016

air jordan 9 colorways sole collectorhommes nike flyknit lunar 3 noir rougenike tiempo legend oro rossonike kd 8 kvinners lilla gr氓 moncler jackets nyc office for sale

violet et noir nike air presto pour femme February 16, 2016

air jordan 11 ray allen ring ceremony celtics pe,nike air max 90 mens navy navycheap nike air max 97 hyperfuse,new balance metallic 574 sneakers modish and main,the newly classic nike shox deliver takes on a miami dolphins,nike air max thea premium beige uk,nike hyperdunk 2016 low unlimited violet et noir nike air presto pour femme

the north face mens nuptse down jacket small quilt February 16, 2016

limited chris snee womens jersey new york giants 76 alternate red nfl23 brice mccain jerseys cheap25 james shields jersey placenike san diego chargers 32 eric weddle 2013 light blue elite jersey the north face mens nuptse down jacket small quilt

nike air max 1 dirty denim February 16, 2016

mens adidas springblade pro black,nike classic cortez nylon gorge green,nike hyperdunk low zach lavine,price of nike air huarache,nike shox xplosive battleground,womens nike free run 5.0 purple white,adidas harden vol 1 white silver grey,nike zoom structure 19 womens green white nike air max 1 dirty denim

discount christian louboutin bridal shoes price February 16, 2016

billig nike free run 3.0 v6 kvinders s酶lvbillig nike mercurial superfly herren gelbcanada goose freestyle puffer vest australiacanada goose victoria legergroen ny discount christian louboutin bridal shoes price

nike dunk sky hi leather wedge sneakers February 16, 2016

nike air max 97 red brown,nike flyknit lunar red navy,nike air max tavas mens black silver,chuteira nike mercurial victory 2 fg campo,air jordan 10 michigan,nike basketball green yellow,nike free flyknit 3.0 blanco,nike wmns air max 90 jcrd mulberry nike dunk sky hi leather wedge sneakers

michael kors jet set small crossbody vanilla cupcakes February 16, 2016

michael kors mk shoulder bag graymk crossbody chelsea echo bookmichael kors shoulder grayson subaru servicemichael kors clutch hannah bronfman michael kors jet set small crossbody vanilla cupcakes

cheap nike lebron 9 shoes February 16, 2016

nike shox red white,air jordan ultra fly argent jaune,womens nike air huarache all red,nike flyknit trainer gold,nike roshe run boots,nike cortez classic og cuero marrón cheap nike lebron 9 shoes

wholesale oakley pit boss ii oo9137 01 February 16, 2016

wholesale oakley holbrook academynike structure 18 rot kitchennike air max 95 essential r酶d knightair jordan future womens mint green black wholesale oakley pit boss ii oo9137 01

michael kors fulton chain shoulder bag yolk February 16, 2016

discount ray ban polarized wayfarer lensesdiscount ray ban unisex rb2132hypebeast x adidas ultra boost uncaged ebaynike air max 90 hyp prm 2015 bright hvid alle michael kors fulton chain shoulder bag yolk

kings 12 marian gaborik black 1917 2017 100th anniversary stitched nhl jersey February 16, 2016

cheap manolo blahnik fur bootscheap christian louboutin wedges 85mm winenet a porter jimmy choo pumps for salecheap louboutin wedges black kings 12 marian gaborik black 1917 2017 100th anniversary stitched nhl jersey

air max 90 yeezy February 16, 2016

nike blazer low canvas trainers,nike lebron soldier ix mens,nike internationalist dark magnet grey magnet grey fuchsia,nike huarache ultra bleu vert,adidas porsche design sport p5000 snow winter boot,adidas neo lite racer wtr damen rot,nike air force 1 lunar metal liquid hi gold,nike free run 2.0 white all white air max 90 yeezy

dietapanama February 16, 2016

nike hyperdunk 2015 basketball shoes,nike air presto black white,adidas yeezy 350 v2 semi frozen yellow air jordan 1 off white,adidas neo pink f98442 uk4,buty adidas zx 700,nike air max 90 ultra se night maroon. add to flipboard magazine.,blue white red nike air presto womens factory outlet sale,nike lebron 13 wine red gold shoes dietapanama

nike flyknit lunar 2 fit video February 16, 2016

air jordan 5 retro black cool grey white eyesnike lunar montreal for salenike roshe one total crimsonasics gel kayano 21 womens 7.5 ring nike flyknit lunar 2 fit video

coach swingpack crossbody bags sale las vegas February 16, 2016

ugg bailey button canada quebecnike hyperdunk 2016 womens purple orangenike dunk low womens green purplenike sb dunk low on feet coach swingpack crossbody bags sale las vegas

north face vest purple jack February 16, 2016

michael kors satchels blake university engineeringmichael kors hobo blake usa tourmk hobo purse quizmk hamilton bag macys bridal north face vest purple jack

cheap moncler coat womens selfridges tv February 16, 2016

disney parks pandora charmsnew balance 996 for verkaufreebok insta pump fury triple hvid uknike free 3.0 v4 damen preisvergleich tablet cheap moncler coat womens selfridges tv

nike huarache run ultra black white February 16, 2016

nike air max 90 essential mens trainers nike air max 90 essential black red mens trainersreebok realflex grey red kd 7air jordan 12 retro french blue whitenike performance free run 2 laufschuh black anthracite nike huarache run ultra black white

nike classic cortez nylon gorge green February 16, 2016

nike air max 2015 argent blanc,air max 95 zen venti boots,nike free 5.0 womens sky blue purple,adidas predator lz xtrx sg replacement studs,nike shox bomber,femmes asics gel noosa tri 8 gris vert,womens nike air max 2016 purple pink,mens nike shox white red nike classic cortez nylon gorge green

air max 90 velvet February 16, 2016

cheap nike air max 95 black,nike air force 1 yellow,nike huarache utility for sale ga,nike mercurial vapor iv orange peel for sale,black blue mens adidas eqt boost shoes,adidas superstar negro leopard,nike air max ld zero black,nike air max black and white speckled air max 90 velvet

033wdp36 February 16, 2016

nike womens internationalist premium metallic silver,nike lunarglide 7 id,white grey mens nike lebron soldier 10 shoes,nike air max body u fuse,chinelo adidas superstar 3g azul,air jordan 4 retro royalty amazon,air jordan 5 fire rouge low,nike air huarache custom supreme 033wdp36

Vinny February 16, 2016

Boy that rellay helps me the heck out.

4lqqfh06 February 16, 2016

nike air max 2017 womens blue orange,nike air max zero yellow tinker hatfield,nike air max 1 hazelnut,nike air force 1 urban jungle gym on feet,nike roshe one cherry blossom singapore,nike air max army green womens,nike air max plus tuned 1 olive green,adidas stan smith wine 4lqqfh06

4o249gfo February 16, 2016

nike air max jacquard rio,nike roshe leather black,nike air presto white mens,tenis nike shox turbo 2014,nike cortez nylon ebay,nike air force 1 iron man for sale,nike shoes air max hyperaggressor sneakers,nike air force 1 foamposite all white 4o249gfo

Lavar February 16, 2016

Thank God! Soomnee with brains speaks!

Anton G Hamilton February 16, 2016

The debt card that works like a credit card No fees when making purchases go to any bank and draw out funds only fee is $1.00 at the ATM. Get a $10,000 dollar line of credit to boost your credit score. For more info visit www.zblackcard.com/LPWD

air max 90 hyp prm women nfl men nfl green bay packers February 16, 2016

womens lifestyle shoes nike cortez 72 womens shoe 847126 100,air max ltd 2 mens sneakers black gray red shoes online,nike shox r4 todas as cores,nikecourt lunar ballistec 1.5 legend mens tennis shoe,nike free tr 6 prt at 6pm,stussy x nike air max 95 air max 90 hyp prm women nfl men nfl green bay packers

hbpewjoe February 16, 2016

nike air presto dark grey,nike air max tailwind 6 green,nike kobe ad black green,nike classic cortez nylon vert blanc,nike shox turbo vi id running shoe,womens nike free tr orange blue,purple silver mens nike air max 90 premium shoes,nike sb dunk mid black and white hbpewjoe

hombres nike internationalist negro verde February 16, 2016

jordan 11 high top white red,nike air max 95 dynamic flywire running shoes,womens nike air presto blue white,womens asics gel kinsei 5 grey silver,adidas superstar or canada,nike internationalist grey orange green hombres nike internationalist negro verde

nike kd 7 black suede ext February 16, 2016

nike air presto ultra flyknit navy,nike flyknit lunar 3 argentina,nike kyrie 2 white gold,adidas superstar ii cny,womens asics gel quantum 360 sky blue,nike air max sequent womens black nike kd 7 black suede ext

nike kd 7 weatherman on feet February 16, 2016

canada goose hybridge lite hoody m enginecanada goose victoria slim fit xtcanada goose thompson zillow rentalmens canada goose calgary parka kalamazoo menu nike kd 7 weatherman on feet

06eexrxg February 16, 2016

barefoot ride womens nike free 4.0 v3,nike lunarelite sky hi qs damen schuh,nike air max 90 premium tape foot locker,nike internationalist glacier blau granite,nike air max barkley auburn,nike air force 1 pink orange,red white mens air jordan jumpman team shoes,nike internationalist beige pink 06eexrxg

cheap moncler jackets how to wash wood February 16, 2016

uggs bailey bow tall sale ukugg classic mini green teaugg fox fur short chestnut boots quincyfox fur ugg boots black ice cheap moncler jackets how to wash wood

oiev6b3d February 16, 2016

nike mercurial superfly 4 unisport,nike air max 90 acid denim,nike air max plus on feet,nike air presto nikelab,nike x liberty london air max 90,herren nike internationalist blau rosa,nike air vapormax blanc,damänner nike zoom pegasus 32 alle grau oiev6b3d

kobe 8 green and white February 16, 2016

nike free sale herennike air max woven boot reviewnike mercurial vapor superfly safari blue and greenjordan retro 10 for sale cheap kobe 8 green and white

hohzuki February 16, 2016

nike shox avenue orange green,zapatillas de futbol sala nike lunar gato,adidas superstar adv uk,adidas springblade solyce black gold,nike nike free socfly trainer,nike free leopard print white hohzuki

billig svart nike air max size 6 February 16, 2016

cheap are moncler down jackets waterproofmoncler womens jacket green pants for salecheap moncler womens jacket with fur vestcheap moncler jacket sizing billig svart nike air max size 6

michael kors jet set travel crossbody bag j crew February 16, 2016

cheap ray ban plank walldiscount oakley fuel cell taca editioncheap oakley dispatch ii polarized sunglassesray ban justin or wayfarer michael kors jet set travel crossbody bag j crew

b7tb99r5 February 16, 2016

air max 2017 red and black,nike cortez premium leather,kd 8 coolest pg county,nike air max plus gs tn tuned cargo olive green,nike free trainer 5.0 barefoot,nike cortez marty mcfly bruin vintage,nike free trainer 7.0 le nyc,air max 2016 blue orange peel b7tb99r5

waxhq23s February 16, 2016

nike air max 90 2015 mens nike running shoe,adidas zx flux xeno trainers,nike lebron soldier 10 amazon,nike lunarglide 5 nike store,womens new balance 890 blue,nike free trainer 5.0 tcu,nike air max lunar 1 br,womens nike free tr fit 4 waxhq23s

mens black north face fleece vest black February 16, 2016

flyknit roshe run black anthracite for salenike air max 90 2015 amazonjordan 12 gamma bleu limitednike shox a buon mercato outlet mens black north face fleece vest black

carmalabd February 16, 2016

nike air max 1 customized warhawk,nike lebron xi red,nike free run 2 all white new,nike internationalist hombres verde,nike zoom pegasus 33 shield,nike air presto essential,nike lunar ballistec rafa nadal,nike free flyknit 4.0 black and white carmalabd

9zoqzpyg February 16, 2016

nike mercurial vapor yellow green nation,mens nike flyknit racer all yellow,air jordan 14 history of flight,adidas zx 700 womens blue,nike cortez blue blue bandana,nike free run 2 cool grey,nike air max bw premium,nike free rn motion flyknit mens running shoe cover 9zoqzpyg

cheezhayama February 16, 2016

nike lebron 14 zero dark thirty,nike free trainer 5.0 mens grey,nike internationalist rose sunset tint,nike flyknit racer pure platinum cool grey white neutral olive,adidas forum mid tf wheels,nike air presto ultra flyknit on sale,nike air max zero red stardust,nike mercurial superfly blue and green cheezhayama

adidas neo leisure lila rot February 16, 2016

womens nike lebron 13 white black,mens nike free tr flyknit 5.0 grey green,nike air presto ultra breeze lemon chiffon tea,air jordan horizon low,nike lunarelite sky hi acheter,air jordan 4 retro colorway jordan 23 adidas neo leisure lila rot

discount giuseppe zanotti skull flats February 16, 2016

adidas superstar burgundy suedeair jordan 13 or and blanc housekd trey 5 iv rosso eyesnike pegasus 33 svart kvinners vans discount giuseppe zanotti skull flats

cifretail February 16, 2016

nike air force 1 low wolf grey white,air max 2014 blue,adidas zx flux 5,nike blazer low iii negro blanco,air max 2013 black and yellow,mens nike huarache ultra purple blue cifretail

1flwl448 February 16, 2016

vintage nike air max triax,nike internationalist herren beige,nike air max courtballistec 4.3 gamma blue,nike air max tavas in green glow,nike air force 1 high university blue,nike lunar accelerate mens cricket shoes,nike nike internationalist black dark green,nike mercurial vapor x sg black 1flwl448

puma court play x ueg high bianca nero February 16, 2016

nike cortez waffle waffle trainer vintage,nike internationalist light pink nail,nike shox dallas cowboys,womens lunarglide 7,air jordan 1 new love 2017,jordan 1 flight 2 black and blue puma court play x ueg high bianca nero

nike blazer femme taille February 16, 2016

lebron 13 akronite ebayjordan air jordan 1 retro high bhm zoneair jordan 3 grey wool zombieblack and white air max size 6 nike blazer femme taille

ugg bailey bow sand village February 16, 2016

cheap john greed rose gold pandora charmsdisneyland pandora charms for salewholesale pandora necklace extensionwholesale pandora purrfect together charms hot sale ugg bailey bow sand village

bulldigger February 16, 2016

girls grade school jordan eclipse 3.5y 9.5y basketball shoes,mujeres nike air max 2015,gold 3d fully iced jordan 11 sneaker pendant,nike air flight 89 noir et bleu,nike air max bw og 819522 401 30,adidasi nike shox rivalry 3 adidasi originali foto mare bulldigger

wholesale jimmy choo collar sandals navy suede platform sandals studs February 16, 2016

bambini nike light up scarpe marrone neroair jordan 14 original low laneyugg bailey button 5803 boots black womenswomens ugg australia tan classic tall boots for sale wholesale jimmy choo collar sandals navy suede platform sandals studs

ray ban rb8813 for sale February 16, 2016

michael kors cynthia satchel pale blue and whitemichael kors jet set envelope wallet blackmichael kors jet set mirror metallic crossbodymichael kors fulton large shoulder bag vanilla latte ray ban rb8813 for sale

air jordan 13 all white horse February 16, 2016

nike zoom vomero mens salenike air flight 89 fusion pink womensnike roshe run mid winter casual outdoor shoesvibram fivefingers classic red air jordan 13 all white horse

tribonacci February 16, 2016

nike air max sensation chris webber for sale,nike mercurialx finale street ic indoor soccer shoes,nike mercurial vapor x fg white yellow orange,nike air max 2017 kpu ii noir rose,nike free inneva woven ii triple black,nike internationalist white blue,nike air max crusher 2 amazon,nike air force 1 dcn military boot tribonacci

pandora bracelets uk cheap for sale February 16, 2016

ladies north face gore tex jacket womensnorth face gotham hyvent down jacket keythe north face womens laney triclimate 3 in 1 jacket ladieswholesale pandora charms new fall 2015 pandora bracelets uk cheap for sale

nike air jordan 10 retro bg February 16, 2016

michael kors satchels chelsea quincy collegecheap moncler coat mens red meatmoncler coat mens cheap insurance for salemoncler edward jacket urban dictionary nike air jordan 10 retro bg

gulsahiriadam February 16, 2016

nike zoom hyperrev 2015 premium mens basketball shoe,jordan 12 space jam custom,womens nike free run 5.0 white blue,alabama nike shox shoes,nike dunk sky high grey and black,nike air max 1 jewel gulsahiriadam

nike free run khaki orange February 16, 2016

air jordan 11 mens grey red,nike free run army green,nike air max 2014 silver white,reebok gl 6000 grey white green,nike air max 2017 for frau,nike zoom vomero green purple nike free run khaki orange

jordan 31 royal February 16, 2016

kvinders nike kd 8 sort gr酶ncurry 1 low warriorsfree run 4.0 v4 mujeresadidas prougeator lz ii bleu jordan 31 royal

reebok flyknit low yarn February 16, 2016

supra bleeker for sale uknike air max toddler girlnike air max classic bw red black holenike sb stefan janoski max obsidian blue safir reebok flyknit low yarn

q14rzxj1 February 16, 2016

knockoff nike shox shoes,nike kobe 9 elite low beethoven,adidas superstar kaufen amazon,adidas yeezy boost 350 v2 black knight,nike presto blue tint hyper violet,zapatillas nike air max ltd,nike huarache ultra verde oro,nike air presto ultra flyknit harga q14rzxj1

csgostuffdz February 16, 2016

nike air max shake evolve mens red gold,nike free trainer 5.0 college,mens nike air max 2017 purple white,nike air max plus tn navy blue,hi guys this is adidas zx flux copper metallic,nike air force 1 medium grey suede csgostuffdz

pandora charms cheap south africa for sale February 16, 2016

coach madison phoebe shoulder bag in leather walletcoach satchels handbags wholesale kenyacoach duffle bags on sale dubaicoach poppy purse brown pandora charms cheap south africa for sale

ugg australia roxy boot utah February 16, 2016

mk shoulder leigh university live streammk wallets harper obituary virginia beachmichael kors harper leather tote menumichael kors hamilton quilted handbag ugg australia roxy boot utah

giuseppe zanotti python sandals for sale February 16, 2016

mk satchels weston texas weathermichael kors satchels sloan valve zoningmk satchels hamilton pa easter egg huntmk hand wallets not working giuseppe zanotti python sandals for sale

michael kors tasche hobo bedford junior high February 16, 2016

moncler urville jacket in blue for salecheap moncler thomas jacket firearmsmoncler coats for sale texasmoncler womens jackets selfridges instrumental for sale michael kors tasche hobo bedford junior high

nike stefan janoski air max grey February 16, 2016

under armour curry one green orangenike dunk high sb lucky 7mens nike zoom pegasus 31 red blacknike internationalist trainers white nike stefan janoski air max grey

coach backpacks bags bulk australia February 16, 2016

ray ban cats 5000 rb4125 marron 824 51discount oakley fast jacket asianwholesale oakley jupiter squared loebwholesale oakley sunglasses dispatch 2 polarized coach backpacks bags bulk australia

fuemon February 16, 2016

nike air max 95 vert,reebok realflex,nike air max classic bw pelle,womens nike shox current pink white,zapatillas adidas superstar up mujer,mens nike flyknit lunar 1 black blue fuemon

highhclass February 16, 2016

nike shox r4 voltage cherry,yeezy 950 boost black womens,nike free run 4.0 flyknit 2015,nike air max 95 violet bleu ciel,jordan 14 sport blue,nike sb lunar gato colors highhclass

KisnikeMag February 16, 2016

Лицензированный дисконт online магазин кроссовок Nike в столице России В столицу наконец пришла настоящая весна, а это значит что настала пора прятать громоздкие сапоги и переобуваться в более комфортную весеннюю обувь. Официальный дилер Nike в России https://justnike.ru/muzhchiny/muzhskie-krossovki-nike-air-max-96-gs-cherno-belyj предлагает жителям Москвы и области приобрести прочные и красивые кроссовки для занятий спортом или ежедневной носки из обновлённой коллекции летнего сезона две тысячи

team7star February 16, 2016

theflaneurmovie, vsgenerator, team7star

nike air huarache iii khaki February 16, 2016

zapatillas nike air max ltd,nike flyknit racer pure platinum cool grey white neutral olive nike air huarache iii khaki

air jordan 7 navy blue and white February 16, 2016

nike mercurial superfly ag red grey black,supra bleeker gold air jordan 7 navy blue and white

zaun-garten February 16, 2016

lauraelainedigital, orcatekusa, [url=http://www.zaun-garten.com/]zaun-garten[/url]

LEAVE A REPLY Your email address will not be published. All fields are required

Leave a Reply

Your email address will not be published. Required fields are marked *

blog

Frequently Asked Questions

Q: How does Payleaf work? A: Payleaf exists to help people earn and save for the important things in life.  Payleaf helps you create a...

Read More Leave a Comment
blog

The Power of Enlistment to Accomplish Financial Goals

If you seek a positive and impactful experience, whether at work, home, or within your community, you should consider the power of...

Read More Leave a Comment
blog

Travel: what vacation really means, and how you can maximize it

There is one finite commodity that we all possess, and it is not money.  It is not our level of education.  It is not our net worth.  It...

Read More Leave a Comment
blog

Fixer upper vs. Move in ready (do you see yourself living there)

Many first time home buyers are weighing their options as the housing market surges with new health and abundance.  How do these potential...

Read More Leave a Comment
blog

Expensive vs. Going on the cheap (or other things you could do with the wedding budget)

If you or someone you know is planning a wedding, congratulations!  This is an exciting time, when two individuals commit to a lifelong...

Read More Leave a Comment
blog

Must haves for new parents: what you will need before (during) and after you have a baby

Experienced and established parents shared their stories and advice on ways to prepare for parenthood and save money in the...

Read More Leave a Comment
blog

What If The Only Way to Save Is When I Can’t See It

Recent studies cite that emotions often trigger both spending and saving. We squirrel money away because we either have great anticipation...

Read More Leave a Comment
blog

Few People Know How Much It Costs to Have a Baby

Good things that come in small packages are often the most expensive things, and babies are no exception. Ask any second-time parent and...

Read More Leave a Comment
blog

Why Americans Aren’t Saving

Are you one of the estimated 60 percent of Americans who either has no savings at all or whose emergency cash amounts to less than $1,000?...

Read More Leave a Comment