Frequently Asked Questions

Q: How does Payleaf work? A: Payleaf exists to help people earn and save for the important things in life.  Payleaf helps you create a goal, a unique...

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Must haves for new parents: what you will need before (during) and after you have a baby

08/19/2017 Author: Ginny Foster

Experienced and established parents shared their stories and advice on ways to prepare for parenthood and save money in the process. Many first time parents are eager for tips on what they will need before and after having their baby.  And who better to offer advice than those who have been...

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How NOT to Save

08/06/2017 Author: Ginny Foster

Advice is everywhere telling us how we can better save money and improve both our present and future economic outlook. But what about the things we shouldn’t do? There are times when our financial instincts can lead us astray, or we are misled by what those around us have always done. As in many...

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What If The Only Way to Save Is When I Can’t See It

07/05/2017 Author: Ginny Foster

Recent studies cite that emotions often trigger both spending and saving. We squirrel money away because we either have great anticipation for the future, or because we fear it.  A fear of the future can lead to saving income due to guilt, insecurity, and distrust.  Wouldn’t it be wonderful to...

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Few People Know How Much It Costs to Have a Baby

06/25/2017 Author: Ginny Foster

Good things that come in small packages are often the most expensive things, and babies are no exception. Ask any second-time parent and they will agree - the cost of having a baby, including the basic items the baby needs in the first year of life, such as diapers, formula, baby equipment and...

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Why Americans Aren’t Saving

06/21/2017 Author: Ginny Foster

Are you one of the estimated 60 percent of Americans who either has no savings at all or whose emergency cash amounts to less than $1,000? Do you barely survive from one paycheck to the next and have little or nothing saved up for your golden retirement years? It’s never too late to set yourself...

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Do Moms Save Differently?

06/02/2017 Author: Ginny Foster

In many families, traditional gender roles have merged with both parents being breadwinners and sharing childcare responsibilities. Yet, according to a BabyCenter survey, moms are more likely to be the parent who takes charge of monitoring the family finances, paying the bills and managing the bank...

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Alternatives for Student Loan Debt

06/01/2017 Author: Ginny Foster

The average 2016 graduate left college with a student loan debt of approximately $37,000, according to Make Lemonade. With that kind of debt, creating a well-thought payment plan should be the first step for any graduate. If your lenders provide an after-college grace period before you need to...

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What is Bucketed Savings?

05/30/2017 Author: Ginny Foster

Are you meeting your savings goals? Do you even have specific savings goals? If you’re muttering a hushed “no,” we’re going to show you how to use purposeful, bucketed savings strategies to reach your financial goals more quickly and become an efficient saver. We’re also going to share...

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Saving for Your First Home Down Payment

05/11/2017 Author: Ginny Foster

You are probably already envisioning the house of your dreams. It has a great location, and exactly all the amenities you want. The kitchen is perfect, and the layout is just right for your lifestyle. You may even see yourself out back, grilling for friends and family on a summer evening....

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How to Save for a Big Event

05/11/2017 Author: Ginny Foster

Are you trying to save for a big event? When you hear multiple stories from different friends and family about thousands of dollars blown at once off events, planning and saving for a big event such as a vacation or a honeymoon can seem like a daunting task. Whether you are planning for your...

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The Power of Enlistment to Accomplish Financial Goals

If you seek a positive and impactful experience, whether at work, home, or within your community, you should consider the power of...

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Travel: what vacation really means, and how you can maximize it

There is one finite commodity that we all possess, and it is not money.  It is not our level of education.  It is not our net worth.  It...

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blog

Fixer upper vs. Move in ready (do you see yourself living there)

Many first time home buyers are weighing their options as the housing market surges with new health and abundance.  How do these potential...

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Expensive vs. Going on the cheap (or other things you could do with the wedding budget)

If you or someone you know is planning a wedding, congratulations!  This is an exciting time, when two individuals commit to a lifelong...

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blog

Must haves for new parents: what you will need before (during) and after you have a baby

Experienced and established parents shared their stories and advice on ways to prepare for parenthood and save money in the...

Read More Leave a Comment
blog

What If The Only Way to Save Is When I Can’t See It

Recent studies cite that emotions often trigger both spending and saving. We squirrel money away because we either have great anticipation...

Read More Leave a Comment
blog

Few People Know How Much It Costs to Have a Baby

Good things that come in small packages are often the most expensive things, and babies are no exception. Ask any second-time parent and...

Read More Leave a Comment
blog

Why Americans Aren’t Saving

Are you one of the estimated 60 percent of Americans who either has no savings at all or whose emergency cash amounts to less than $1,000?...

Read More Leave a Comment